The discussion here about "cognitive debt" is spot on, but I fear it might be too conservative. We're not just talking about forgetting a skill like a language or losing spatial memory from using GPS. We're talking about the systematic, irreversible atrophy of the neural pathways responsible for integrated reasoning.
The core danger isn't the "debt" itself, which implies it can be repaid through practice. The real danger is crossing a "cognitive tipping point". This is the threshold where so much executive function, synthesis, and argumentation has been offloaded to an external system (like an LLM) that the biological brain, in its ruthless efficiency, not only prunes the unused connections but loses the meta-ability to rebuild them.
Our biological wetware is a use-it-or-lose-it system without version control. When a complex cognitive function atrophies, the "source code" is corrupted. There's no git revert for a collapsed neural network that once supported deep, structured thought.
This HN thread is focused on essay writing. But scale this up. We are running a massive, uncontrolled experiment in outsourcing our collective cognition. The long-term outcome isn't just a society of people who are less skilled, but a society of people who are structurally incapable of the kind of thinking that built our world.
So the question isn't just "how do we avoid cognitive debt?". The real, terrifying question is: "What kind of container do we need for our minds when the biological one proves to be so ruthlessly, and perhaps irreversibly, self-optimizing for laziness?"
https://github.com/dmf-archive/dmf-archive.github.io