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Show HN: Turn impulse buys into dream investments

Hi HN, I’ve always struggled with impulse buying—that late-night Amazon scroll or the "deal" that's too good to pass up. I realized I was trading long-term goals for short-term dopamine hits. The core problem is the frictionlessness of modern e-commerce.

To fight back, I built Nope It. It’s not just another budgeting app. It's a PWA designed to interrupt the impulse loop at the critical moment.

How it works is based on a few key psychological principles:

Forced Pause (The Cooldown): Inspired by Daniel Kahneman's "Thinking, Fast and Slow," the app introduces a mandatory 24-hour cooldown on any logged impulse. This shifts you from impulsive "System 1" thinking to deliberate "System 2" thinking.

Cost Re-framing (Work Hours Psychology): It immediately translates the item's price into a more tangible metric: This $80 gadget costs you 4 hours of your work. This technique, known as "opportunity cost visualization," makes the trade-off much more real.

Goal Redirection: Instead of just saying "no," the app encourages you to immediately contribute the saved amount to a pre-defined Wishlist Goal (e.g., "Vacation Fund," "Down Payment"). This replaces the lost dopamine from buying with the positive feeling of making progress.

The Tech:

It's built as an enterprise-grade behavioral platform, but the front-end is a simple, fast Progressive Web Application (PWA) so there's nothing to install. It's accessible on any device, instantly.

I wanted to turn a personal weakness into a strength and thought others might find it useful too. I'm here to answer any questions about the psychology, the tech, or the journey.

Would love to get your feedback!

Check it out here: https://www.nopeit.app

> Cost Re-framing (Work Hours Psychology): It immediately translates the item's price into a more tangible metric: This $80 gadget costs you 4 hours of your work. This technique, known as "opportunity cost visualization," makes the trade-off much more real.

I already do this automatically myself but this only makes me more likely to buy stuff I want. Because many things are so crazy cheap that the time you need to work for them is really not a lot.

Also, the example on the website says 2.1 weeks of work for $217 sneakers. Is the person on the example earning $400 per month or is the calculation different (for example only considering expendable income)?

2 days agoby echoangle

I’d genuinely love to hear the feedbacks. For those of you who’ve tried the app how’s the experience been so far? Has it helped you pause, reflect, or rethink any of your impulse buys?

Any feedback, big or small, would mean a lot. I’m building this to be truly useful, and your input helps shape what comes next

13 hours agoby pjcodes

It is so good to see everyone’s feedback to this point and I hope you understand I am still creating things based on your thinking and feedback.

Quite a number of users suggested that it makes more sense to plug in disposable income instead of your total salary, the income left after essentials like rent, groceries, and other bills, because it gives a much more realistic work hour cost of an impulse buy.

Does that make sense to everyone else and do you think the calculation inside the application should, by default, rely on disposable income instead of your annual salary?

I would also like to state that as appreciation to all users testing the application at this early stage, I will begin to award users with premium access for a week so that users are able to experience the complete version(including personalised work-hours logic) of the application, so you can just go to Settings and put in your disposable income and test the app out.

I would really appreciate your feedback on this concept to allow me to work on the idea and implement it as soon as possible.

1 day agoby pjcodes

This is such a thoughtful idea. The cooldown and work-hour reframing hit hard and really make you think before spending. You can tell it’s built from personal experience.

Since you’ve already got reflections and streaks in place, a simple browser extension could be an awesome next step. Something that gently pops up when you're about to buy, just to break that autopilot.

Love how real this feels. It’s something a lot of us need.

1 day agoby anmolkala

Hey, apps that focus on preventing impulsive buying offer real value. They boost financial awareness, reinforce good habits, and provide useful decision-making tools.

However, a truly effective app should make its most helpful features accessible without aggressive upselling and should provide deeper, customizable reflection on spending choices.

For anyone frequently struggling with impulsive buying, these apps offer a solid starting point. Just be mindful of the cost-to-benefit tradeoff.

2 days agoby gautamjain0111

Since I know I won’t build a financial app, I offer this idea to everyone.

You know those apps that round up your transactions on your debit card and it builds up savings over time? Do this same exact concept but have the money that builds up be used to pay down credit card debt. Even if it’s not much, any extra dollar makes a difference. To make the app really effective it needs to be able to pay the credit card directly.

2 days agoby iJohnDoe

https://news.ycombinator.com/item?id=44780249

2 days agoby dsalzman

How is the app triggered? There is a graphic that makes it seem like the app can detect impulse buys:

iPhone 16 Pro Max $1,625 IMPULSE DETECTED

I think this is a good idea I'm just not convinced I would manually interrupt my impulse buys to pull up the app to stop my impulse buys. How does the app introduce friction to the purchase process?

2 days agoby nihiven

Meanwhile a suggested feature you can consider No Spend Challenge Tracker - The app includes a calendar where users can visually track no-spend days, helping to reinforce positive habits and also can collect reward points.

2 days agoby gautamjain0111

Under cost re-framing and goal redirection, it might be neat to add something like "how much this amount of money would net you in 5/10 years at 7% growth" for example. (Ties into the down payment category, perhaps).

2 days agoby rconti

I don't see why I would need an entire webapp to divide a price tag by my hourly wage.

2 days agoby LorenDB