This story gives me nightmares!
Why? I recently had a repair bill of more than $12,000 for my Kia EV6, after rats got under the hood and chewed through a critical wiring harness.
Of course rats will chew through most anything, but the EV6 apparently has soy-based insulation on the wiring instead of traditional plastic. So it is extra tasty for rats!
GEICO covered everything beyond my $1000 comprehensive deductible, but I don't want to be thought of as an irresponsible policyholder, especially with the great rate they gave me on this car - literally half of my previous policy.
So I have taken extensive countermeasures. If anyone is curious, feel free to ask and I will list them.