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Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

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Hi HN, creator of Wealthfolio here.

A year ago, I posted the first version. Since then, the app has matured significantly with two major updates:

1. Multi-platform Support: Now available on Mobile (iOS), Desktop (macOS, Windows, Linux), and as a Self-hosted Docker image. (Android coming soon).

2. Addons System: We added explicit support for extensions so you can hack around, vibe code your own integrations, and customize the app to fit your needs.

The core philosophy remains the same: Always private, transparent, and open source.

I love the idea of keeping my finances private while still having a useful tracker/planner. And I love that this would give me some protection against a new version making things worse. I also love the option to write my own plugin or to hack the source code itself (even though I probably wouldn't).

But I don't think I'm willing to give up fully automated data refreshes at this point. I have too many accounts to track.

4 days agoby GoatOfAplomb

For those interested in this type of single entry accounting (and by extension double entry)

Here are some other ones I've tried and used in the past:

https://copilot.money

https://lunchmoney.app

https://ynab.com

https://beancount.io

https://hledger.org

4 days agoby jryio

Interesting that this made to HN top, last week i posted as about my open source wealth tracker http://github.com/venil7/assets with all the same features, including self hosting and it barely got any traction

4 days agoby darkest_ruby

I am actually quite frustrated with the state of "Open Banking" access in the US. No matter which tool I use across open source or just something I hack myself (or a spreadsheet), I still have no easy way to get to my banking and investment data. Plaid and other "aggregator/scrapers" are not designed for a single user. Tiller and Lunchapp seem OK, but now I have yet another party involved in the process.

Why is there not an aggregation service that literally lets me go directly to my financial institutions to pull down my data and put it into whatever I want? A Plaid, Finicity, Yodlee, MX for the user, not the mass-traffic developer?

I guess, like price engines and free hosting, the business model isn't there to support a thing that just helps folks.

3 days agoby mwexler

This looks great and it's nice to see development in this space! However, the "big box" alternatives for this which keep your accounts in sync are really cheap (I think I renewed my annual Quicken Simplify for $40) and, for the most part, "just work." So, I personally wouldn't want to switch to anything self-hosted unless it provided automated syncing. I'd actually be all over this if it did especially having a way to extend things with plugins.

4 days agoby sakopov

this looks really polished, congrats! in your opinion, how does it compare with alternatives like actualbudget [0]? I've been using Quicken for a long time and might be in the market for a subscription-less alternative that is ideally self-hosted. Quicken has been running into lots of issues syncing some of my accounts lately (mostly duping assets).

[0] https://actualbudget.org/

4 days agoby l9o

I update a spreadsheet twice a year which takes about 15 minutes. Tracking investments day to day isn't healthy imo.

4 days agoby dw_arthur

> Create a the contribution limit with an identifiable name (e.g. 2025 RRSP or 2025 Roth IRA), Year and set the contribution limit in base currency.

* https://wealthfolio.app/docs/guide/goals/

Neat: RRSPs are Canadian, so not necessarily US-only.

4 days agoby throw0101c

> Wealthfolio does not currently support integration with online brokers or aggregators. Data must be imported from CSV files or by manually entering transactions.

This is unfortunately going to be the deal breaker for wide adoption. Self hosting is great, but manually importing data from dozens of accounts every day and entering every single transaction as you make it is simply too much of a burden.

4 days agoby paxys

Looks really cool, very much appreciate making it free/select price.

Just downloaded it on Windows 10, but unfortunately the modals (add account etc) aren't scrollable and cutoff the bottom of my screen, making them pretty much unusable (can't submit!)

4 days agoby mNovak

Lets say my strategy from now is: 15% on an ex-US mid cap, 15% US Largecap, 15% ACWI growth, 15% Emerging market growth, 40% in short treasury fixed income. If I already have some ETFs already, can this be used to bucket and calculate what is the current state of the ETFs I hold against the strategy?

Can it do that for Mutual funds in like retirement accounts?

Context: I want to implement my own portfolio using some weights on a basket of ETFs. The ETFs are selected by country/geography(e.g. ex-US or US or world) and then type(small, mid, large) and then finally by income strategy(growth, value, fixed, defined outcome etc) based on expected returns.

4 days agoby ghm2199

I downloaded the iOS app. I like the simplicity. I wonder if it could even be a bit simpler.

I currently do a quarterly financial review. I document the balances from all of my accounts.

In addition to buy/sell/deposit/withdrawl, could Wealthfolio have an option to just add a balance. I suppose In the meantime, I'll make do with deposits and withdrawals.

Last, could you make it a little easier to find to donate button? Or possible at all? Now that I have the app open, I can't find where to send a one time payment.

4 days agoby Hnrobert42

Get thee to SimpleFIN https://www.simplefin.org/ecosystem.html

I think without sync with financial institutions it's going to be hard to grow a userbase.

But this is very cool software!

P.S.: I ctrl+f "encrypt" on your home page and no hits. It's banking / budget / money software, there should be a hit.

4 days agoby NoImmatureAdHom

I liked the concept here, but tried it out and couldn't figure out how to add the very first thing successfully. I set up my employer's 401k as the first account, and went to add the first investment in the account, but it's a mutual fund not an ETF, which means I had to disable symbol lookup. I had a cost-basis, I had a current value, and I had a count of shares, but you only asked for an average cost-basis and count of shares. I had no way to update the current value. When starting out the first entry should have all three of these. I tried to figure out to update this, but the only value adjustment was via providing a spread (open/high), and I couldn't figure out how to use this to get it to an accurate value. Honestly, it would have been better to have cost basis tracking in a more advanced place and started with current value and count of shares, and then simply update current value on a time-basis.

4 days agoby tristor

My hero usecase with these tools is to auto pull investments from Fidelity 401K account + Schwab brokerage + BYOBrokerage.

Then combine them and break them down by country/geography(e.g. ex-US or US or world) and then type(small, mid, large) and then finally by income strategy(growth, value, fixed, defined outcome etc)

4 days agoby ghm2199

This is really cool and kind of what I'm looking for since trusting my account details to some app gives me heartburn. I downloaded the source and built it, but still have heartburn after seeing it download 700+ crates/packages. Who knows what is in all of that?!?

4 days agoby DougN7

Would be nice to have integration with hledger, Ledger, beancount, and other PTA tools.

3 days agoby xvilka

How does this compare to Ghostfolio? Seems like it's exactly the same space & Ghostfolio has an existing substantial user base. Why should I choose one or the other?

3 days agoby pimterry

This is amazing. I love that you can provide your own API keys for anything. That’s a model I hadn’t considered.

Thank you so much for this. I’ll check out the repo later and see if I can contribute in any way.

2 days agoby bluprince13

Love the idea, but really need some form of access to API's for the big brokerages and apps to be able to pull in data, doing stuff by hand ... na nice looking site/app tho

4 days agoby cchance

Looks heavily inspired by Wealthsimple

4 days agoby ckdarby

I gave the iOS app a spin. 1. It requires at least 2 characters to search for a symbol. What about Verizon (V) or AT&T (T)? 2. I entered a holding for a fund that doesn’t have public quotes by choosing not to look up the symbol and entering the price and purchase date, but then I couldn’t find a way to manually add price quotes for later dates to reflect the change in value.

4 days agoby notherhack

is there any way to remove entries with the CSV import function?

my bank includes transactions that are yet not final (preliminary transaction where currency conversion still isn't final). these rows change both in both the title and the amount, but i can do some guessing on how a row updates.

however: when i import my transaction a couple days later again, i need to manually keep track and remove preliminary transactions (now removed from my bank's export).

related: when i imported a CSV into YNAB, i would have to manually keep track of updated entries and remove those. with some code and state handling, i could figure out which rows no longer existed – but i couldn't remove them with the import function.

i ended up abandoning YNAB's CSV import and use their API to remove transactions... but it would have been much simpler if the CSV import could just have removed certain rows from the get-go.

(while i don't think this acts as a budget, it think others will run into similar issues as i have when it comes to importing CSV files)

4 days agoby vladde

This looks great. I've thought about vibe-coding a similar app for a while but this might just do - I could save a ton of work.

Others have mentioned in the thread that the lack of account integration might be a problem.

Plaid has been mentioned as a potential service, are there other recommendations?

If I find time I could try to write a plugin over a few weekends.

4 days agoby aerhardt

I'm a noob on this: does it work as well with funds from all over the world? How does it track them?

4 days agoby darkwater

I have all my self hosted services set up with authentication through SSO now. Does this support that?

4 days agoby danielhep

Here's a philosophical question. Does anyone account for inflation when looking at their long term history? I've been thinking of looking at everything in 2019 dollars.

It might also be useful to adjust for inflation going backwards, e.g. everything shows in 2025 dollars.

4 days agoby jewel

Awesome. I have been meaning to give this a try so this is a great nudge.

Given the permissions you expose, it looks like it is possible to write a plugin to get account activities from something like Plaid so I don't need to keep importing - am I understanding correctly?

4 days agoby blackhaj7

it would be great if it can integrate a graphic walker compoennt for those tablaur data visualzation on-flight

https://github.com/Kanaries/graphic-walker

2 days agoby loa_observer

Show HN: Wealthfolio: Private, open-source investment tracker - https://news.ycombinator.com/item?id=41465735 - Sept 2024 (263 comments)

4 days agoby dang

I currently use Banktivity which is OK. Would love to hear from any others that have used Banktivity and migrated to something else. Ideally, there should be OFX support.

4 days agoby newman314

>Addons system

Does it do something like custom positions? Like if I wanted to wrap my polymarket positions into there, could I hack that together?

Does this support kinda-specific stuff like those german FinTs and EBICS?

4 days agoby Dilettante_

I see a lot of talk about alternatives, but no one has mentioned Quicken. What!? Quicken is the undisputed king of personal finance software!

Wealthfolio looks very neat too.

3 days agoby sebmellen

Nice features, and very professional website!

As others have mentioned, adding account integrations will make this much easier to use.

I would also love to hear more of your story, and motivations around this project.

4 days agoby niyazpk

Is there a way i can get my costco orders into a system for searching and analysis ?

2 days agoby sciencesama

I would love if it also included tracking/aggregation for regular accounts, not just investing. With spending categorisation, for example.

4 days agoby retep_kram

strange no one mentioned portfolio performance until now https://www.portfolio-performance.info/en/

lots of features, has been around for some time

3 days agoby john-titor

There is a few problems with the site docs, the app image for linux (missing libs) and docker instructions. Otherwise its a great idea.

4 days agoby skittleson

I want to use it, but the first bank I tried (wealthfront) only exports in qfx so that's a dealbreaker.

4 days agoby dexterdog

Looks very polished. Nice work! When do you expect to release the Android version ?

3 days agoby fittingopposite

I'd be looking for a plugin that tracks the transactions of US senators. That would be highly useful...

4 days agoby ihaveone

The idea of privacy and wealth tracking is problematic. Other than a subset of crypto (and only a subset), all of the things being tracked are in some company's database(s), particularly any equity positions or cash accounts. There's nothing particularly private about that, really.

3 days agoby RagnarD

I love that it uses Flexoki for the color palette. I never thought I'd see it so widely adopted!

4 days agoby kepano

This is awesome follow-through by @a-fadil / @afadil. Here's a similar post from a year ago: https://news.ycombinator.com/item?id=41465735

In the space of local-first finance apps, I've really enjoyed Actual Budget (as have many, based on what I'm seeing in other comments). I'll check out Wealthfolio but like @dw_arthur I'm concerned about looking at investments too much / too often. I try to invest based on personal experience / value and always go long. I use off-budget accounts in Actual to track investments/illiquid value changes and update them every 6mo-1yr. I'm sure a spreadsheet would work fine for this as well. But for someone who moves investments more frequently, Wealthfolio looks awesome.

For managing my life's data, this golden combination is always going to win: app that works well | full/local control of data | sane FOSS project governance | software license mitigates enshittification (e.g. AGPLv3)

3 days agoby meonkeys

Looks very polished, I'll try it out!

Best of luck, and thank you for keeping it open source (:

4 days agoby denysvitali

This is awesome. Thank you for sharing and making it open-source!

4 days agoby atbpaca

Ooooh, graphs that goes up! I want that.

Looks really cool, great job.

4 days agoby kaspermarstal

It seems promising, but usability sucks. I can't figure out how to add anything. In the holdings screen there is no add button. In the income screen there is no add button. In the performance screen there is an Add account button. But pressing it opens a search accounts panel. WTF? I was able to add benchmarks, so I can at least see a chart. The chart animations are gratuitous... all it does is make you wait a bit. I the pressed the history icon. Turns out it is the activity screen, not history. Finally I found the Add activity screen. I press Add activity... but in the dialog requires an account and I don't know how to create an account. There are no more screens. At this point I gave up.

4 days agoby lateforwork

Yeah I need to mirror a few other comments. I would definitely give this a go, but I need plugins that connect automatically to my Broker. In my case IBKR, but the top brokers you would need Schwab, Fidelity, Trading212, Hood.

Without that onboarding the tool becomes a headache and what I already have is good enough. YNAB is also a very good reference of where to go next in the budgeting sense. That has a real use case and also opportunity for solving many users needs.

Good luck I can see it's a great piece of software, but as trading is my fulltime job I have far too many trades and without an auto-importer it wont work for me.

3 days agoby kinnth

Will this help me file german taxes?

4 days agoby ewuhic

I greatly look forward to the day when the Godot team focuses on UI tools and workflow, a layout and theming engine, and slim UI-focused builds. So we can avoid this total nonsense local-server React-UI insanity. This is such a stupid way to build desktop applications.

4 days agoby netbioserror

I just came here to tell you how beautiful your color scheme is. It immediately reminds me of the color of the paper of money. The layout and color scheme look professional, trustworthy, tried and true, traditional yet modern. It's gorgeous!

4 days agoby ChrisNorstrom

lol zero looks the same on all platforms

3 days agoby matt3210